How to protect yourself from fraud

April 20, 2016

Use of credit cards to shop online through our devices has provided fraudsters with a platform to perform their misdeeds. Unfortunately, it is impossible to uncover all the schemes out there, and many more will soon be unveiled soon, but these are the most common you can avoid:

Check a website’s URL to confirm it’s secure

When sharing your personal information or credit card details, make sure that the address begins with ‘https’ and not just ‘http’. The former was created to encrypt any information sent over the internet making the information more secure. Keep in mind this doesn’t mean it’s full proof, but it’s a good place to start.

Use recognized browsers

Always be sceptical of these new browsers that promise plenty of features and have an obscure developer. Remember that as you enter your details into the browser, there’s a chance the browser may record these details and they can be used to defraud you. So whenever you want to do something sensitive that requires your password, personal details or credit card information, stick to Google Chrome, Opera or the default android browser.

Avoid downloading obscure apps or files

Nowadays, it’s not unusual to store our personal information on our smartphones. As such, you should really be careful which apps and files you download to your device, because a hacker can disguise malware into other apps or files which may record your information.

If you absolutely have to store passwords on your device, make use of apps like Google Wallet or Android Pay, and avoid as much as you can any 3rd party apps that promise to store your passwords conveniently.

Other cases down the line

In the end, security is all about being cautious whenever you’re using your device. You can’t recognize all scams at first glance, but whenever the deal sounds too good, think twice and Google it. Someone out there may have fallen for such a scam and written about it.


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